Frequently Asked Questions:

Who is eligible for coverage through Florida Lawyers?

Any lawyer who lives and practices primarily in Florida, is in good standing with The Florida Bar and satisfies our underwriting standards and guidelines is eligible to purchase a lawyers professional liability policy from the Company.

What is the relationship of Florida Lawyers to The Florida Bar?

Florida Lawyers was created by The Florida Bar in 1987, but all financial, legal and operational ties between Florida Lawyers and The Florida Bar were terminated in 1988. We are, however, proud that the Bar recommends Florida Lawyers Mutual as a benefit of membership in the Bar. Florida Lawyers, in turn, provides program and sponsorship support of activities of The Bar, several of its Sections and of activities of voluntary bar associations throughout Florida.

What is a "mutual" company? 

In general, a mutual company is owned by its policyholders.

Does that mean I can be assessed for your losses? 

No, your Florida Lawyers policy is NOT assessable. "Mutual" relates only to our ownership structure. We maintain reserves sufficient to pay for all current and projected claims that have been or may be made against our insureds.