About Us
Florida Lawyers Mutual Insurance Company (FLMIC) is created for and by Florida lawyers to provide Lawyers Professional Liability (LPL) insurance specifically to attorneys engaged in the private practice of Florida law. Our policies provide lawyers and their clients with protection for the mistakes that can happen, even to the best of us. Additionally, we provide free CLE and ongoing risk management guidance to the lawyers we insure. Whether you have a question about your policy or need to report a claim, FLMIC provides customers with personal, direct service that can’t be matched by others.
Our History
During the early 1980s, many insurance companies abandoned our state, leaving Florida lawyers without options to protect themselves and their clients. Recognizing that this crisis exposed both lawyers and the public to high levels of risk, The Florida Bar created Florida Lawyers Mutual Insurance Company. After creating the mutual company entity, assembling a board of directors and hiring the staff, The Florida Bar unconditionally divested its ownership and terminated all operational management and control of the Company going forward.
The Company is owned by its insured Florida lawyers, rather than outside investors. The mutual form of ownership gives policyholders the right to participate in the management policies of the Company by electing the Board of Directors. In 1997, the Company joined together with other Bar-related insurance companies to form Lawyers Reinsurance Company, a Vermont-based captive reinsurance company. The formation of this company is the logical extension of the vision all the Bar-related companies had when they were formed, i.e., to take their future into their own hands and provide quality protection to lawyers.
FLMIC is a proud member company of the National Association of Bar-Related Insurance Companies (NABRICO).
Does FLMIC Share Lawyers’ Information with The Florida Bar?
No. While we are proud of our history as the only insurance company created by The Florida Bar and as the only legal malpractice insurer recommended by The Florida Bar to this day, we also understand that The Florida Bar is responsible for regulating and disciplining the practice of law in our state. FLMIC policies include disciplinary proceeding coverage as a standard feature. This includes disciplinary proceedings brought against an insured lawyer by The Florida Bar. In such matters, we stand by our insureds. FLMIC is a separate entity from The Florida Bar. We abide by a strict privacy policy that protects the information we may learn about our family of insureds. We do not share such information with The Florida Bar.
FLMIC and the Five Ws
Who We Are
…The only insurance company created and recommended by The Florida Bar.
What We Do
…Provide reliable, high-quality professional liability insurance with personal service that no large commercial company can match.
When to Buy
…The time is now. Every minute without legal malpractice insurance coverage leaves you and your clients unprotected and open to risk.
Where We Are
…We’re based in Central Florida, serving lawyers throughout the entire state of Florida — and nowhere else.
Why Buy From Us
…With our one-on-one personal service and coveted A.M. Best “A” rating for Excellent Financial Strength, our insured lawyers rest easy knowing they’re in good hands if a claim comes against them.
Bonus “H”: How to Buy
…We make it easy. Get the right coverage for your practice. Fill our our short and simple application — on paper or online.
